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FLORIDA HEALTH INSURANCE

December 26, 2007

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John Edwards Health Insurance Plan

Americans of means who fail to sign up for health insurance could find their wages garnisheed and their tax refunds withheld if John Edwards becomes president.

The North Carolina Democrat noted Thursday that under his universal health-care plan, every American would be required to have health insurance. He said people who couldn’t afford to pay the premiums would qualify for public subsidies or government health plans such as Medicaid. But he said people who could afford insurance would not be allowed to choose to go without.

“When somebody chooses not to be in the health-care system, then what they’re choosing is that the rest of America is going to pay for their health care,” he said in a meeting with Des Moines Register reporters and editors.

He said that if uninsured people have an emergency and wind up in the hospital, the taxpayers usually wind up paying for it.

“My health-care plan requires responsibility from everybody. The government’s responsible, the individual’s responsible, the workers are responsible, and the employers are responsible.”

Edwards said uninsured people would be enrolled in insurance plans whenever they used the health-care system or government services.

“So if you don’t have health-care coverage, and you go to the emergency room, you get enrolled. If you’re a 5- or 6-year-old and you go to kindergarten or sign up for school, you get enrolled, if you’re not on a health-care plan. If you go the library, you get picked up.”

Edwards did not give specific monetary amounts for the penalties he would impose on people of means who failed to sign up for insurance.

His comments came a day after a related dust-up between his two main Democratic rivals, Hillary Clinton and Barack Obama.

Obama’s health-care plan would not require adults to have health insurance, and he accused Clinton of not being specific in how she would enforce her proposed requirement that people who could afford insurance sign up and pay premiums.

Clinton has said that she would consider automatically enrolling uninsured people in insurance plans, but that she would work out enforcement details with Congress.

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