Florida Health Insurance Topic:
"Self-Insurance"

INDIVIDUAL HEALTH INSURANCE

April 17, 2009 -- If you are an individual living in Texas you may want to make sure that you have health insurance. According to studies there are 1 in 4 people living in Texas without health insurance, this is a huge number even compared to the average of the United States which is 1 in every 6 people in uninsured. There are many complications that can arise a result of not having health insurance. One of the biggest complications is the cost of medical bills if something were to happen to you or a loved one. The cost of medical bills can be devastating to an individual if they get injured and they don't have health insurance.

One of the most common reasons why people across the United States do not have insurance is because they have lost their jobs. Not only is the economy struggling but people are struggling financially and they have to choose between putting food on the table and insuring their family. Many of these people who have lost their jobs have lost the insurance that goes along with the job, and even if they haven't lost their job many people have not opted to get insurance from their company because the cost for coverage is taken out of their paycheck, and when they are trying to make ends meet it isn't a huge priority.

Another reason why people are not being covered by individual health insurance in Texas is because Medicaid is cutting costs and as a result people are being dropped from their Medicaid plans which may be the one thing that was helping them afford health insurance, without help from Medicaid many people are unable to pay for coverage. Many of the people who are being dropped from Medicaid are adults who are enrolled, the worst part about this lost coverage is that it is by people who are really dependant on Medicaid for coverage because they are in low-income homes. If these people get injured or get sick without coverage they are in a very bad situation because most of them will not be able to afford coverage without help. This is a very unfair situation because they are stuck in the middle, they can't afford coverage but at the same time they can't afford to not be insured.

One of the ways that people in the state of Texas are dealing with this crisis is by purchasing individual health insurance in Texas. For people who are looking to be insured individually there are many options for low cost insurance and one of the ways that most people purchase insurance is through Individual health insurance Texas. These plans are typically inexpensive and can be purchased easily no matter where you live in Texas whether you live in one of the big cities or if you live in rural areas.

Ronnie Hamilton shares his knowledge on health insurance that makes you able to find the plans that best fits your needs. If you want to know about Affordable health insurance, affordable family insurance, Individual health insurance Texas and Georgia health insurance visit our quote page.

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