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We seem to have critics everywhere. Many critics now insist that the expansion of Medicaid eligibility under the new health care reform act will increase the financial burdens on the states and encourage people with health insurance to give up their private health insurance for Medicaid. The first claim – about financial burden on states is incorrect. The second one is incorrect too! Here is how –

Close to a dozen states, in recent years have expanded Medicaid to cover people with incomes at or just above the poverty line. Since the critic’s logic is expansion of Medic aid ensures the people drop their private health insurance, these states need to have significantly lower rates of private health insurance coverage than other states. But this is not true at all. In fact these states have close to 23 percent private health insurance coverage among Medicaid eligible adults. In the other states it is only 22 percent.

The conclusion there is that expanding the Medicaid beneficiaries has actually reduced the number of people without health insurance and does not eat into the private health insurance market.

Other studies have shown that private health insurance is not crowded out when the states expanding public health insurance programs. One good reason is people who have low incomes do not have health insurance coverage to begin with.

Indian Harbour Beach Florida
City of Indian Harbour Beach Florida
Zip codes: 32937
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