Florida Health Insurance Terms:
"Child Rider"

This is an optional policy provision that provides a small amount of life insurance coverage on the lives of the primary insured's children. The amount of coverage varies by company and one rider typically covers all of the insured's eligible children.

Most experts agree that purchasing a child rider is a great idea. A rider is an extension that you can add to the other coverages listed in your policy. Purchasing a child rider is typically cheaper and will help cover funeral costs if the unexpected happens.