Florida Health Insurance Terms:
"Home Office Urine Specimen (HOS)"
Please explain -- Home Office Urine Specimen (HOS):"
A full-screen urine test that an insurance company may require of applicants during the underwriting process. The HOS typically tests for the presence of alcohol, drugs or nicotine in the system, as well as medical disorders.
This full-screen urine test that the insurer may required of applicants during the underwriting process. The HOS tests for alcohol/drugs or nicotine in the system, kidney and liver disorders, etc.
More info on HOS: Home Office Urine Specimen
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