Florida Health Insurance Definitions

Florida Health Insurance Terms:

Please Explain "Insurability?":

General acceptability by an insurance company of an applicant for insurance based on underwriting review, which may include items such as the applicant's current health status, medical history and driving record among others.

After you pass a health exam, or health insurance wellness exam you will find out your "insurablilty".

Detailed: A certificate of insurability is an insurance company's verification that you are entitled to receive insurance coverage. For life insurance, a certificate may require that you complete a health condition questionnaire and pass a health exam.

Further Insurability: Insurability Info


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