Florida Health Insurance Terms:
"Point of Service"

Define: "Point of Service"

A health care plan that permits covered persons to choose providers outside the plan's network, yet is designed to encourage the use of providers in the network. A POS plan may have an HMO component and a PPO component. The member chooses where to seek services at the point of service, rather than choosing at the time of enrollment.

More Examples of Point of Service:

A point of service plan, or POS plan, is a type of managed care health insurance system. It combines characteristics of both the HMO and the PPO. Members of a POS plan do not make a choice about which system to use until the point at which the service is being used.

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