Florida Health Insurance Definitions

Florida Health Insurance Terms:
"Uninsurable Risk"

Define: "Uninsurable Risk"

An individual who is not acceptable for insurance due to excessive risk related to current health, medical history, occupation, avocations, etc.

ALSO: not acceptable for insurance due to excessive risk. Determined by the insurer upon application and medical evidence. A risk where there is no insurable interest; a risk where the potential for loss is so great it does not meet the definition of insurance; a risk where insurance is prohibited by public policy or is illegal.

More Examples of Uninsurable Risk

"A person whose medical condition and history or avocation or lifestyle are determined to represent such a high risk of loss of life that an insurance company will not offer coverage. "

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