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Deductible: The amount of out-of-pocket expenses that must be paid for health services by the covered person before the health plan benefit payment begins. This is usually based on a calendar year.

Dental Care: The evaluation, diagnosis, prevention and/or treatment (non surgical, surgical or related procedures) of diseases, disorders and/or conditions of the oral cavity, ...

Dependent: An individual other than a health plan subscriber who is eligible to receive health care services under the subscriber's contract. Generally,...

Diagnostic Tests: Tests and procedures ordered by a physician to determine if the patient has a certain condition or disease based upon specific signs or symptoms demonstrated by the patient...

Disability Insurance (DI): A form of insurance coverage that provides a portion of income lost as the result of a total or partial disability caused by either an accident or an illness.

Double Indemnity: The payment of twice the basic benefit in the event of loss resulting from a specific cause or under specific circumstances. This is commonly referred to as...

Drug Formulary: A listing of prescription medications which are approved for use and /or coverage by a Health Plan...

Durable Medical Equipment: Medically necessary equipment that is able to withstand repeated or prolonged use; primarily and customarily used to serve a medical purpose...

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