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  A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Underwriter: The individual or team within a life insurance company who is trained to evaluate...

Underwriting: The process of evaluating applications for insurance based on an established set of guidelines. Underwriting determines the risk associated with...

Uninsurable Risk: An individual who is not acceptable for insurance due to excessive...

Universal Life Insurance: A type of permanent life insurance that combines term life insurance and an investment feature into one...

Utilization Management (UM): A management tool used by managed care plans involving the systematic process of reviewing and controlling patients' use of medical services and providers' use of medical resources in order to optimize efficiency and appropriateness of care. UM includes...

Utilization Review: The assessment of treatment in accordance with guidelines and standards that are established and accepted by health care professionals using...

Usual, customary and Reasonable (UCR): Usual Fee: The fee usually charged for a given service by an individual provider to his or her private patient, that is, his or her own usual fee. Customary Fee, the range of usual fees charged by providers of similar training and experience in an area. Reasonable Fee, a fee that meets the two previous criteria or, in the opinion of the responsible medical or dental association's review committee, is justifiable considering the special circumstances of the particular case in question.

Urgent Care: Care for injury, illness, or another type of condition (usually not life threatening) which should be treated within 24 hours. This is also referred to as after-hours care.

Understanding Personal Risk Management

It is not uncommon that when some one files a claim to their Insurance company, they will informed by the Insurance company that particular risk is not covered in their insurance plan. Many have experience this types of surprises at the time when they or anybody cannot do anything. To avoid this type of surprises and possible frustrations afterward, personal risk management service is the best choice any one can make at the time of taking the Insurance. The fee of Personal Risk Management service is worth, considering the possible financial loss and peace of mind afterward. Personal Risk Management is an expert service, which is generally not available in traditional insurance service.

Understanding Personal Risk Management Services

People are using Personal Risk Management service for verities of reasons but mainly it is used when people are not sure whether the particular risk is covered in their Insurance or not. Apart from this the Personal Risk Management service also help their client to lodge the claim in proper format and advice them about the important documents required for lodging claim and what are the formalities needed to speed up and earning the full compensation.

Is Personal Risk Management Service Legal ??

In past the Insurance agents or agencies handled everything about the Insurance. They have responsibilities to educate the clients, give them different options, fill up the forms and many more. As the commission of Agents or Agencies was calculated in terms of the amount of premiums they fetches, they are always in hurry since more Insurance gives more money. This results in clients selecting the plan, which is not always good for them. But after the legislation it is possible for nay one to charge extra fee for the expertise to clients. Basically the Personal Risk Management service is an independent service and now the Insurance agent or Insurance agency is also provide Personal Risk Management service.

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