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DEFINE: Fully Insured
Fully Insured health plans are (in most cases) are for groups 2-100 employees in size. Fully Insured Health Plans are purchased from an insurance company. In this case the insurance company takes on all risk for health claims that need to be paid, less a premium paid for the fully insured group policy.

WHAT IS: Self Funded Insurance?
Self Funded health plans are set up to pay the health claims of his employees. The employer takes the responsibly of paying his employees health claims. In most cases, a self funded insurance plan is for groups 100-50,000 employees in size. You, the employer, assumes the risk of providing the benefits, and you are obligated to pay all the claims. In many instances self-insured plans are confused with fully insured plans because employers often hire an insurance company or TPA Third party administrator to pay the claims. We can help you choose.

Should I Use Payroll Deduction?
Payroll deduction plans are set up by the employer to offer employees optional benefits that can be deducted from there weekly, bi weekly, or monthly paychecks. These optional benefits can consist of supplemental health insurance, dental insurance, vision insurance, life insurance, short term disability insurance, long term disability insurance, and long term care insurance. Our Florida Insurance experts can get you started in no time.

What about: Voluntary Benefits
Voluntary Benefits are offered by an employer to fill the gaps in optional insurance coverage's. Voluntary benefits can be paid by the employer in a contributory fashion or a non contributory fashion where benefit costs are deducted as a payroll deduction. These programs add value to you as an employer and are very important for the overall moral of your company.

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Buying insurance in Florida can mean doing a lot of shopping. There are many different rates out there and finding the right health insurance plan is not the easiest thing in the world to do. "Florida Health Insurance Web" brings the top insurance companies into one location for you to choose from. We want to be your insurance agency for a lifetime. That I why we only use top name carriers to secure your future.

Health Insurance Carriers :

•  Blue Cross Blue Shield of Florida

•  Aetna

•  United Health Care

•  Golden Rule

•  Humana One

•  Assurant Health

•  Cigna

•  Aig

Health costs in Florida are on the rise again. Reduce your health insurance costs while maintaining dependability by using Florida Health Insurance Web' renowned
Free Health Insurance Quotes online system. Free health insurance quotes can be a serviceable alternative to more expensive Florida Health Insurance Service . Our free health insurance quotes will be from a variety of top notch carriers. We assure you the best quality products at a superior price. With our easy to use system you can get quotes, choose a plan, and apply online.

Its as easy as 1, 2, 3

•  1, Get free health insurance quotes from a variety of top insurance carriers

•  2, narrow down your search by comparing plans side by side

•  3, Apply online with one of our secure web site online application forms

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Health Insurance Quotes are available for:

•  Individual health insurance

•  Small group health insurance

•  Large group health insurance

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